READI

The Dunes Work Session

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There was a work session held Wednesday evening, 5/15/24, to discuss The Dunes project. This was a combined session with the Culver Town Council, Plan Commission and Redevelopment Commission in attendance. Despite being advertised as a work session, they did allow limited questions from the public in attendance. I am not sure how many were watching via Teams, but there were only 7 “public” in the room.

Combined Work Session for the Culver Town Council, Plan Commission and Redevelopment Commission May 15,2024

I attended just to listen. As I have said before, I am generally in favor of this project, but The Devil is in the Details. This is the third project of this type, one of two that has regional matching dollars, that has been come up for the Town in the last 10 years. It’s been interesting to see how these things have morphed over time. Since the meeting, I have been approached by several people, some on opposite sides of the issue, for my thoughts on the meeting. I thought I would include some of my responses to them here.

The meeting was ostensibly to hear the Town’s Engineering Firm, Midwest Engineers, Inc., give their assessment of the drainage plans. Some of what was presented was by the developer’s attorney though, so there may have been some honest miscommunication. That said, it wasn’t corrected by the engineer. As a disclaimer here, I have not seen the drainage study, final plat, or construction plans, so I can only speak to what was presented.

Thoughts on the drainage:

  • There was a question from a plan commission member concerning the adjacent wetlands behind the water treatment plant which currently comes up into adjacent property owners’ yards during heavy rains. The response was that there would be no increase in water volume entering the wetlands, but that it would enter faster. There would be an overflow established for the wetlands routing the water somewhere (town storm drains?). This is one of those where I wonder if there was a misstatement, as the general design of a detention basin is to detain the water and slowly release it at a rate no faster than predevelopment. Flushing the wetlands with a rapid release and an overflow to the storm drain could well be detrimental. This wetland is directly adjacent to the town’s well field, so its health is important. Also, this seems counter to town’s storm water requirements which state, “It is the responsibility of each land owner to insure that any portion of precipitation from such sources as rainfall, snowmelt, or irrigation water that flows over the ground surface be contained within their lot or channeled to an appropriate storm sewer, ditch, or stream.” – Chapter 6, Section 250, page 115. This is tricky. It’s important the the wetlands still receives the pre-development runoff (contrary to the ordinance), but does not get flushed with a rapid release of runoff.
  • There was a discussion about making the pond deeper. Deeper will increase the volume held, but won’t necessarily increase the rate of absorption, which they stated they are counting on. The depth in comparison to the wetlands is important and the plantings and maintenance of this detention pond is critical, else the bottom seal and no longer provide absorption. I trust that Midwestern Engineers is considering the possibility of multiple 100 yr storms and the possibility of 500 year storms, since their occurrence is a possibility.
  • There were questions about the start of earthwork before Culver approvals. It was stated that they didn’t require any Culver approvals and they had the State approvals required for this work. It wasn’t clear if they had obtained an erosion control permit from Culver. I believe that should have been required and applied where it might be stricter than the State. – Chapter 6, Section 050, H, page 87
  • There was discussion of possibly adding large drywells. Drywells are generally pervious vessels such as manholes, vaults and oversized pipes which detain some of the water and allow for absorption into the surrounding soil. They work well when they are maintained, but cease to work if they are allowed to clog. They only work in suitable soils. The addition of drywells would move this maintenance from the HOA (responsible for the detention pond) to the town, as they would become part of the built storm system, dedicated to the town with the streets. A potential alternate solution would be the creation of small drywells associated with the downspouts on buildings and the creation of rain gardens and/or bioswales to slow water flow and increase absorption.
Minimum Lot Area Chart for Culver’s R-2 District

Thoughts on size:

  • There was audience pushback on the size of the development. The concern being that the addition of “300 doors” (the developer’s term), will cause traffic problems, tax the municipal systems and generally be disruptive to Culver as we know it. I tend to trust the numbers provide by town officials on this. We have been assured that the sewer and water capacity is not only adequate, but there will remain excess capacity for other future projects. Town officials have also cited demographic numbers showing that if all of these new units are filled with fulltime residents, that will only bring our number of fulltime residents back to the mix of the 1980’s. I am most interested in the utility capacity, as I would hate to see us with limited capacity if something comes up we really want. As mentioned in this post, Culver Meadows is still hanging out there as well.
  • There was audience pushback on the the “surprise” involved with this development. The land involved was annexed in the 2010’s to promote its development. The R-2 zoning district was rewritten in the 2010’s to allow greater density. Finding ways to add housing to Culver has been a goal for decades at this point. It’s hard to justify the pushback when it’s been in the plans for that long and came up again as a major goal in the current comprehensive plan. There is some question of the development size. It was stated as 60 acres in the meeting, but the parcels on the GIS add up to 65 acres. (Are the roads being discounted?) Either way, worst case scenario, if all 300 doors were counted as single family residences, then 300 units x 7,500 sf (from R-2 Lot area chart) = 51.65 acres. They are well under the density allowed. The only question here is the division of lots and whether each of the proposed lots stays below the density standard. I am guessing they’re safe on this.

Thoughts on traffic:

  • There were audience concerns about the added traffic in the downtown and the desire to reroute this development’s traffic out of town. I was pleased to hear that the downtown merchants had been surveyed and they were in favor of the additional traffic downtown. They see this as a benefit to them. As I previously wrote in this post, I think development around the perimeter of Culver should be directed in and efforts should be made to make new residents part of the community, rather than creating our small version of Suburban Sprawl.
  • The financing was discussed and the additional funds coming to Culver through the TIF can be used to address infrastructure issues that may come up from this. This is one I do take some exception to. I am not privy to current plans and negotiations, but I am concerned that street improvements may require additional right-of-ways as discussed in this post. Even if these aren’t required for The Dunes, there was discussion of the development occurring further south on Tamarack Road and 19th Road. If this is an area of expansion, provisions for improvements should be obtained from this developer now. There would be little effect on their project, but could make a huge difference in addressing future needs. I fully understand the town’s position, i.e. they don’t know what might be needed until the problems arise, but having additional right-of-way now would prevent eminent domain problems in the future. As discussed in multiple comprehensive plan meetings, municipalities need to do their best to plan for 50 to 100 years from now and not do things that can’t be easily rectified in the future.
  • Under things not discussed, but I thought should have been… I still have concerns that the new street across South Main Street from Tampa Street does not line up with Tampa Street. I think this is creating a dangerous intersection. I also think this is the time to address the Davis Street/South Main Street intersection. On that issue, there is scuttlebutt that a possible solution is to end Ohio Street as a cul-de-sac. That should be part of this discussion now, as well.

Thoughts on costs:

  • There were questions on what this will cost Culver Taxpayers. I trust the town officials that they have negotiated this so there are no out of pocket costs to the current taxpayers and that the additional captured tax funds will be adequate to fix any problems and provide excess for other things beneficial to Culver. My only concern here is whether that will be burnt up addressing the infrastructure issues posed above.
  • Under things not discussed, but I thought should have been… In the previous development agreements mentioned above, there were more requirements put on the developer. When Culver put money toward the street construction, the naming of the street was by the town, not the developer. The other two agreements included requirements for part of the developments to have housing cost controls. The Dunes developer is receiving $1.3MM in READI funds as well as TIF bond funds from the Town. The Dunes developer has been very upfront in meetings that this project is not affordable housing. It is market rate housing. While the town (rightly in my opinion) believes that additional housing availability should have the effect of lowering overall housing costs, there is a question as to whether the developer will proceed with later phases of this development if that happens. If increased capacity lowers demand, the premium available for new housing may be lower as well. I do not foresee this, but it should be part of the discussion. Lowering housing costs is a double edged sword for current residents as well. While many of them balk at the tax increases associated with the rise in assessed value, they are pleased with the appreciation in value when they sell.

These are the main points and I think I will leave it here. If something else comes up, that I think should be mentioned, I may make some edits.

Traffic Calming…

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It’s interesting that the small town of Culver is having heated conversations regarding traffic calming measures, but that was part of the discussion at the Redevelopment Commission meeting last Monday, 1/15/24. There was actually an impressive turnout for an evening with temperatures in the single digits.

Preliminary Plan for The Dunes development on South Main Street.

I already expressed some concerns about the connections between The Dunes and the rest of Culver here. Since that time, Culver has asked MACOG to fill a portion of the Urban Planner roll I suggested. MACOG is working on a traffic study to predict the impact of The Dunes. Town Manager, Kevin Danti, shared some of those results during the Redevelopment Commission meeting. The main thrust of this was that additional work need to be completed and probably would not be completed until this Summer when they would collect actual busy season data. Note: The plan to the right is old. There is a new one hanging on the wall in the Town Hall meeting room, which is probably out of date too, but closer to the final plan. The one to the right is close enough for representative purposes.

Most of the public comments were a rehashing of concerns expressed before. An interesting bit that caught my attention was the diametrically opposed conversation about the relatively new, pedestrian friendly, traffic calming islands on Main Street and Jefferson Street. Some audience members first expressed concern about additional traffic in the downtown causing safety issues, but then followed that up with complaints that the new traffic calming islands made it difficult for trucks with trailers to traverse these areas. Which is it, folks? Do you want to discourage the heavy traffic in the downtown and make pedestrian crossings safer for shoppers in the business district or do you want to change things to encourage truck and trailer traffic along these routes?

Traffic Calming Intersection Bulb-out

Cities and Towns around the world are looking at ways to make their streets more pedestrian friendly. This makes a lot of sense in business districts. Narrower lanes slow traffic. Corner islands reduce the distance pedestrians have to traverse. Both of these things serve to discourage unnecessary traffic in these areas. All of this fits with the trails that Culver has been adding. If residents are concerned about traffic downtown, don’t they want things that discourage it?

While I’m old enough to remember when Culver had two stoplights, I’m not old enough to remember when they were needed. I don’t remember when or why they were removed, but as a kid, I remember a stoplight at the corner of Main Street and Jefferson Street and a second one at the corner of Ohio Street and Jefferson Street. Now, I don’t remember the last time I’ve been behind more than one car at either of those intersection. We could always bring those back to slow things down…

Roundabout drawing at Davis St/South Main St intersection from the 2014 Comp Plan

The other thing that caught my attention is that while the committee working on this project recognizes the issues at the intersection of South Main Street and Davis Street, the idea of a roundabout has been taken off the table because the street department doesn’t like roundabouts. Really? I am not convinced that it is the best way to go, but it should remain a consideration until a better option comes forward. After all, it was in the 2014 Comp Plan. (I put the link in, hoping that the Town website will be fixed soon.) I am not saying that the street department’s input should be ignored, but I don’t think they should have that kind of veto power.

While Kevin Danti did a fine job of relaying the information at the meeting, I hope there is the opportunity for MACOG to present their ideas to the public directly. As with many things, there is unlikely to be 100% acceptance and agreement, but I’m pleased the effort is being made.

Impact Investing – READI 2.0

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I attended the introductory meeting on READI 2.0 presented by South Bend – Elkhart Regional Partnership (SEBERP) at the Rees Theater yesterday. Honestly, attendance was pretty poor, but there was some good information. READI 2.0 is a refined repeat of the original READI (1.0) program which was a refined repeat of the Regional Cities Initiative. In various forms, these programs have been designed to incentivize municipal and private investment in statewide goals. As with the past programs, READI 2.0 offers the carrot of up to 20% project investment matched by 20% local government investment and 60% private investment. Whether the entire 20% is granted depends on the quality of the project, its merit for meeting goals and its ranking among other submissions.

Sand Hill Farm Apartments

Sand Hill Farm Apartments was awarded Regional Cities Initiative (RCI) dollars. Those funds, though only 7% of the project cost, provided some incentive to move the project forward when Culver‘s first Stellar application was unsuccessful. The project was initially to be the LIHTC portion of Culver’s Stellar application. When that wasn’t successful, the RCI funds helped make the project viable as market rate housing. Moving this project forward has been noted as instrumental in Culver’s success with their second Stellar application. Unfortunately, Culver did not follow through on their commitment, so some of those funds never were disbursed by RCI and those that were got redirected to reimbursements in lieu of benefiting the project.

Water Street Townhomes

Culver Sand Hill Farm was awarded READI 1.0 dollars for Water Street Townhomes. This is a mixed use building with 11 two-bedroom townhouses, 2 one-bedroom apartments and a corner commercial space. We are still working with the City of Plymouth to create the structure to put those dollars to work. SEBERP awarded less than the initial request, but Plymouth is following through with their entire match in order to make this project possible.

Culver Sand Hill Farm also submitted a townhouse project for Culver, Spirit Townhomes, which was named in the READI 1.0 Strategic Investment Plan. Unfortunately, after the fact, Culver chose to partner with a different developer on the much larger and more controversial project, The Dunes. (Discussed here.) C’est la vie! Sometimes you reap what you sow.

SBERP will be putting in an application for READI 2.0 funds for our region after the first of the year. Yesterday’s meeting was one of several where they are soliciting input on what goals of the SEBERP region fit within the stated READI 2.0 goals. This will help them refine their application. They feel confident that their track record managing the Regional Cities Initiative and READI 1.0 funds put them in a good position to receive the maximum award from READI 2.0. The handout to the right was provided at the meeting, showing some of the impact these investments have had. $878 Million in project investment through those two programs, which is 9.5 times the investment from the State. (See the backside of the flyer here.)

There is a rural component to READI 2.0, directing that 25% should go to rural areas. Of the three counties in SBERP (St. Joseph, Elkhart and Marshall), only Marshall County is designated at rural. That doesn’t mean that Marshall County doesn’t have to have competitive projects, but it gives a 25% set-aside leg up. L:ast time, READI 1.0 projects were rewarded on population, which put Marshall County at a disadvantage.

One of the interesting changes in the program is the option for receiving a loan in lieu of a grant from the program. The funds could be loaned out at a reduced interest rate, with the funds paid back to SBERP for future reinvestment in the region. While the concept is a good one, the implementation appears to be flawed, from my perspective. As it currently stands, the loan would be capped at the same 20% level as the grants. While both a grant and a loan could be awarded, they cannot total more than 20% of the project. I will need to hear more about this, but my initial impression is that there is not much incentive to take the loan in lieu of the grant, but I may be missing nuances here. It would make some sense to see loan amounts allowed to be larger percentages since the money will be recirculated. Then there would be more incentive to take that option.

Roger Umbaugh

An interesting sidebar – not only did I sit with Linda Yoder, Executive Director of the Marshall County Community Foundation (MCCF), at the READI 2.0 meeting, I also followed that up with an MCCF meeting at her office to hear from MCCF’s financial advisor on impact investing options for the newly formed Roger Umbaugh Local Impact Investing fund. (More on this in a future post.)

Impact Investing seems to be a great way to influence desired outcomes. Great projects that are good for the community often flounder because the investor ROI isn’t there. If Impact Investing can influence that through grants, loans and other creative means, then it benefits everyone.

I don’t yet know if or how Easterday Construction Co., Inc. (ECC) or Culver Sand Hill Farm LLC (SHF) will participate in READI 2.0. The experience with READI 1.0 hasn’t been bad, but there have been a lot of strings attached to it after the award that weren’t factored into the original project. I’ve been approached about several projects that would fit under the READI 2.0 umbrella. I’ll continue to monitor this and continue to be part of the discussion. Whether ECC or SHF participate or not, it seems that it’s another great opportunity for Marshall County and Marshall County communities.

One Marshall County

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Don’t Give up!

Marshall County Economic Development Corporation (MCEDC) and Marshall County Crossroads started conversations earlier this year about creating an over-arching organization to coordinate efforts throughout the county. This was looked at as the next step forward for Marshall County Crossroads. (Marshall County Crossroads seems to be faltering. Their website has not been updated since 2021. This is at least partially due to a lack of funding.) They created what was called the Collaborative Council, which has adopted “One Marshall County” as the name for the new organization. I was asked to join this group late in the game as they were missing input on housing; a target on the local, regional and State level. As I understood the initial mission, there were two main goals, 1) to try and coordinate the efforts amongst the various groups to better use funds and personnel, and 2) to form a united front and coordinated funding request when READI 2.0 project requests are announced.

While I’m generally supportive of the effort, I’m feeling a bit of Deja Vu’. I helped form the Second Century Committee in Culver. This came about around Culver’s bicentennial as a collaborative planning committee to coordinate the efforts of the various clubs, organizations and the town government. In Culver’s case, it was started as a subcommittee of the Chamber of Commerce. It did a lot of good things, including helping work through a charrette and motivating a new comprehensive plan. One Marshall County has bigger plans, and is looking for funding, but I don’t know that they won’t suffer from some of the same issues that came to plague the Second Century Committee.

The Second Century Committee had a core group forming a steering committee that pushed hard to get it started. There were regular meeting, agendas and great collaboration. But when the torch was passed to new steering committee members, the passion and vision didn’t follow. Without common goals, the group meetings changed from planning meetings, to just lunches. As the direction faltered, the group meetings had less and less participation, until they ended up being just the steering committee meeting amongst themselves. Then, instead of being the planning and vision for the collaborative group, the steering committee started doing projects on their own. Some of these were great, but without the help of the larger group, funding became an issue and the steering committee members became burned out. Their efforts to be independent from the chamber lost them some of their chamber support. In the end, they could not find replacements for the steering committee and the group withered and dissolved.

One Marshall County has more grandiose plans. They are requesting funding from municipalities and are planning to solicit businesses as well. They plan on having a director to make sure things proceed. I like what they are trying to do, but there are just a few drivers of the initiative and as with the Second Century Committee, I’m concerned what happens when those drivers are ready to step aside. I am also concerned that many of the groups they hope to pull under this umbrella organization are not currently involved in the planning. They can’t just assume that they will have to fall into place. As an example, Argos is not interested in participating and plans to go their own route.

My other concern is for MCEDC. As a founding member and past board member, I know the good that MCEDC has done and the gap that would be left without them. One Marshall County is targeting the same funding sources with MCEDC slated to fall under One Marshall County. That concerns me. For those not in the loop, and that includes a lot of those funding decision makers, it is going to be hard to differentiate between the two and justify doubling their contributions. (I understand the ask to be a match of what’s being giving to MCEDC for most of those involved.)

I will continue to be involved. The idea of One Marshall County is still evolving and I think it has potential. It’s just hard not to look at this through the lens of Culver’s, now defunct, Second Century Committee…

Scale

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It seems that The Dunes is not just the talk of Culver, but that has bled over into other areas of Marshall County. It came up in side conversations at the last One Marshall County meeting, which was interesting. Local Architect, Brent Martin, made the comment, “300 doors? That’s a small community.” That made me think. Most of the conversations in Culver revolve around that number being more than 25% of the current population of Culver. So Culver grows by about 20% with this addition. That number is 17% of the population of Argos. That number is 61% of the population of LaPaz. That number is less than 3% the population of Plymouth. It’s probably at least 6 times the population of Burr Oak! And yes, all these numbers assume that there is no more than one soul behind each of those 300 doors; an unlikely prospect.

But this is an unusual conversation. I don’t recall that kind of percentage being discussed when other developments have been planned. It’s more usual for there to be a discussion about jobs created, kids in school, etc. Few communities in our area would consider adding population a negative. I know the fact that The Paddocks and Sand Hill Farm Apartments was adding residents was never discussed as a percentage, though using the same fuzzy math, they added 6% to Culver’s population.

I’ve heard from multiple people how much this will change Culver. Many of these are people that moved here and undoubtedly created some change in the fabric of the town as well. When I look at the pie chart I included here, 20% doesn’t seem that large to me. Though most of us know the 80-20 rule, I doubt that this 20% will be that cohesive and organized.

But this is also why I’ve advocated for some additional urban planning input on this. I think the Town has done a reasonable good job in hiring appropriate legal representation. They have hired appropriate financial representation. Why not hire a consultant that will look at the land-use/infrastructure/social-fabric parts of this addition to the town? It would seem to be money well spent considering the amount of angst it is causing with current residents. It will never and has never been easy. Back in the dark ages when I was on the Culver Chamber of Commerce board, Eric Freeman, then Chamber President, and I joked that the unofficial motto for Culver was, “Change is bad, even if it’s Change for the Better.” That’s one thing that hasn’t changed…